Why InsuraFund Exists

Did you know 56% of Americans can't cover a $1,000 emergency, most teens have no idea what insurance even covers, and even in stable suburbs, many working families struggle to choose or afford the right coverage? That's why InsuraFund exists: a hyperlocal, simulation-based platform that teaches teens how to budget smartly, choose insurance wisely, and plan for real-life disasters using risk data from their own ZIP code.

We blend behavioral finance, climate risk modeling, and gamified budgeting to close the financial literacy gap schools ignore before it costs teens everything.